Every rule the app applies when you photograph a receipt, in the order it applies them. We verify the paper, not the person. There is no link to the store or your bank, so the limits below are what keep the rewards honest.
Only receipts from brands whose stock Robinhood issues on Robinhood Chain. Everything else has no stock to give, so it is refused before any reward is counted.
Solana brands pay the same rule, as tokenized shares delivered to a Solana wallet the user adds on the dashboard; the treasury buys the shortfall on Jupiter the same way it buys on Uniswap. The Robinhood Chain wallet stays the identity: every cap and limit below still applies to it.
Your tier's percentage of the receipt total, paid in that brand's stock, capped by whatever is left of your day. That is the whole rule — there is no welcome bonus, no full match and no minimum. What you hold in $RECEIPT sets both the rate and the day; holding under $100 is Paper, and Paper earns nothing.
A worked example. The wallet holds $3,000 of $RECEIPT, so it scans as Platinum: 7% of the total, into a $100 day.
The same receipt from a wallet holding under $100 pays nothing at all. A $2.31 coffee at Platinum pays 16¢ — a receipt is worth its rate, however small, and nothing is refused for being under a minimum.
All limits are per wallet over a rolling 24 hours. There is no lifetime cap: a wallet that keeps shopping keeps earning.
A large receipt late in a wallet's day pays less than the rate says: the rate is worked out first, then trimmed to whatever room is left in the day. Forty cents left pays forty cents — the tail of a day is paid rather than refused. Once the day is spent, the next receipt waits for tomorrow.
The AI reads the photo and returns the merchant, date, total, receipt number, and a confidence score from 0 to 1 that this is genuine paper. It also flags photos of screens, reprints, and numbers that don't add up. The score and the flags decide what happens next.
Confidence below 0.2.
Treated as junk, not a borderline case. The user is asked to retake: paper, flat, good light.Confidence between 0.2 and the accept line, but nothing flagged.
A person sees the photo, the AI's reasoning, and the wallet's history, then approves up to what the rule allows or rejects with a reason. Anything flagged as a screen photo, reprint, typed mock-up, edit, or a total the items can't produce is refused outright and never reaches a person.Confidence 0.2 or higher and clean.
The reward is reserved on the wallet immediately and delivered as stock within about five minutes.Every refusal names its reason. These are the exact messages in the scanner.
| Reason | Message |
|---|---|
| Not one of the five brands | That merchant isn't a public company, so there's no stock to give. |
| Already claimed | Already claimed. This receipt has been used before — by any wallet, from any angle. |
| Too old | Receipts must be from the last 3 months. |
| Over $4,000 | Receipts over $4,000 don't count. Something smaller? |
| Fourth of the day | Three receipts a day per wallet. Come back tomorrow. |
| Day's $200 reached | This wallet has hit today's limit. Try tomorrow. |
| Not US dollars | Only USD receipts for now. |
| Can't read it | We couldn't read the merchant, date or total. Try again in better light, flat on a table. |
| Confidence under 0.2 | We couldn't make out a real receipt in that photo. Paper, flat, good light. |
| Needs a human | We're checking it. The photo was hard to read, so a person will look. |
| Our fault | We're offline.followed by the actual cause, for example the vision service being out of credit. The receipt is not used up. |
We never contact the merchant, your card, or your bank. A receipt someone else dropped would pass the checks above. That is why rewards are small, capped, and paid on-chain where anyone can audit them, and why the ceiling rises only for wallets that hold $RECEIPT.